Invest With Purpose.
Join a Veteran-Led Real Estate Opportunity.
At Chang & Chica Capital, we prioritize long-term vision and strategic innovation to drive sustainable financial growth through commercial multifamily investments.
“Real estate isn’t about properties. It’s about people.”
About us
Yue Pheng Chang
After 15 years in the Navy, Yue walked away from stability to pursue what truly mattered—freedom, presence, and purpose. His journey into real estate began with a rookie mistake: accidentally becoming a landlord after botching his first property purchase. But even then, the numbers worked. That messy win sparked a realization—real estate could be the path to lasting wealth and time freedom.
Today, as a father and co-founder of Chang & Chica Capital, Yue is building generational wealth through mobile home parks and RV communities. His goal now is to educate others—especially fellow veterans—through the lessons he learned the hard way, and help them achieve financial freedom through real estate investing. He believes that with the right support and mindset, anyone can own assets, raise capital, and rewrite their legacy.
Andrea Chica
Hey, I’m Andrea Chica, Army officer and real estate investor on a mission to build financial freedom through multifamily and outdoor hospitality with Chang & Chica Capital. I believe everyone deserves a shot at building wealth, and it starts with financial education that actually makes sense. I help people create passive income through commercial real estate, so they can stop trading time for money and start living life on their own terms.
Real estate shouldn’t feel intimidating, it should feel like opportunity. When we learn together, invest together, and grow together, everyone wins.
Curious about how to get started with passive income? Let’s connect, I’m happy to share what I’ve learned.
STILL curious?
Frequently Asked Questions
We know commercial multifamily can sound a little overwhelming at first, but it doesn’t have to be. Below are quick answers to the most common questions we get from first-time investors. Still curious? Just reach out we’re happy to walk you through it.
Question 1: What is a multifamily syndication, and how does it work?
A multifamily syndication is when a group of people pool their money together to buy a large apartment complex. At Chang & Chica Capital, we act as the operators—we find the deal, manage the property, and handle the business plan. You invest passively, meaning you don’t deal with tenants or repairs—we take care of the work, and you share in the profits.
Question 2: Do I need experience to invest?
Nope! Most of our investors are brand new to real estate. You don’t need to know all the lingo—we walk you through everything and make it easy to understand.
Question 3: How do I get paid and what other benefits come with passive investing?
You typically receive quarterly cash flow distributions from the rental income, plus a lump sum payout when the property is sold (usually after 3–7 years). Your returns come from both the income the property generates and the increase in value over time.
But passive investing isn’t just about the money hitting your account.
You also get access to tax advantages such as depreciation and cost segregation which can reduce your taxable income (even if you’re earning cash flow). Many investors are surprised at how real estate helps lower their overall tax burden.
Question 4: Is this risky?
Like any investment, there’s always risk. That’s why we invest in strong markets, work with trusted teams, and stay conservative with projections. While returns are never guaranteed, we prioritize transparency and communication every step of the way.
Question 5: How do I get started?
Start by downloading our free e-book and joining our investor list. From there, we’ll send helpful content to build your confidence, and when a deal opens up, you’ll get all the details and next steps to invest.